Oklahoma Central Credit Union

Already have an account?

Let's get going!

In order to get started, select an account that works for you.

Momentum Checking
Experience the power of Momentum Checking by earning an incredible 6% APY*! Enjoy straightforward qualifications, unlimited access to your funds, and more money to spend on the things you love. Join us today!
  • Earn up to 6.00% APY*
  • Free Credit Score Monitoring and Alerts
  • Tap to Pay Debit Card with Points and Perks
  • 24/7 Digital Access with Online and Mobile Banking
  • Easy Requirements to Qualify for Interest*
CareFree Checking
Needing a basic checking account with no monthly fee, no minimum balance and lots of benefits? Our CareFree checking account is the perfect fit.
  • Free Credit Score Monitoring and Alerts
  • Tap to Pay Debit Card with Points and Perks
  • Courtesy Pay up to $500
  • $25.00 Minimum Balance to Open Account
  • Access to no-surcharge ATMs
Savings Account
Start saving with our essential Savings Account! Enjoy earning interest while preparing for life's expected and unexpected adventures.
  • $25 minimum balance to open
  • $200 minimum balance to earn dividends
  • Savings accounts, combined with your other Oklahoma Central accounts, are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
Smart Relationship Checking
For members that keep a higher balance in their accounts, offering more benefits and opportunities to earn interest with no monthly fee.
  • Free Credit Score Monitoring and Alerts
  • Tap to Pay Debit Card with Points and Perks
  • Interest paid on balances over $2,500
  • No monthly fee if a minimum of $5,000 daily balance is maintained within one membership
Money Market
Experience the excitement of our Money Market Account—earn higher interest with penalty-free access to your funds, and deposit anytime to maximize your savings!
  • $2,000 minimum deposit to open
  • $2,000 minimum balance to earn dividends
  • Dividends compounded and paid monthly
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
Investor Money Market
The Investor Money Market Account allows you to earn a higher rate of interest with access to your funds at any time without a penalty. It requires a high opening balance, however; deposits may be made at any time.
  • $50,000 minimum deposit to open
  • $50,000 minimum balance to earn dividends
  • Minimum balance fee of $10 if daily balance drops below $50,000
  • Dividends compounded and paid monthly
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
Certificates of Deposit
Ready to boost your returns? Dive into a Certificate account with $1,000 or more— to earn a competitive return. Don't miss out on this opportunity to keep your money growing.
Available to all members with an existing savings or checking account. If you don’t have a membership yet and wish to open a CD, please first select one of our checking or savings products.
  • $1,000 minimum to open
  • $1,000 minimum balance to maintain
  • Deposits are only allowed at time of opening and maturity
  • Dividends are paid monthly
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
CD - 6 MOS
Pop Checking
Unlock your potential! Build credit fast with our Pop Checking journey and take control of your financial future with features that support saving, budgeting, and smart spending.
  • Use our educational resources to boost your financial knowledge and make smarter, more informed decisions
  • Access powerful budgeting tools to track your spending and set your financial goals with ease
  • Personalized guidance to build your credit responsibly and watch your score rise with smart financial habits using our account
  • Tap to Pay Debit Card with Points and Perks
  • Free Credit Score monitoring and alerts
Elevate Money Market
Elevate your savings with the exclusive Elevate Money Market account, designed for those who demand more from their money. Enjoy tiered rates that reward higher balances, giving you the freedom to grow your wealth while maintaining easy access to your funds. Elevate offers the perfect blend of flexibility and financial sophistication for discerning savers.
  • Tiered Rates for Higher Balances: Enjoy increasing rates as your balance grows, rewarding you for saving more.
  • Flexible Access: Unlike certificates, Elevate lets you access your funds anytime without penalties.
  • Competitive Returns: Earn up to 4.00% APY on balances between $500,000 and $2,499,999.99.
  • Variable Rates: Rates adjust monthly, offering the potential to stay competitive in changing markets.
  • Ideal for Certificate Conversions: Perfect for members looking to move high-balance certificates into a more flexible savings solution.
  • Exclusive High-Balance Cap: Designed for serious savers, with balances capped at $2.5 million.