Oklahoma Central Credit Union

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Momentum Checking
Experience the power of Momentum Checking by earning an incredible 6% APY*! Enjoy straightforward qualifications, unlimited access to your funds, and more money to spend on the things you love. Join us today!
  • Earn up to 6.00% APY*
  • Free Credit Score Monitoring and Alerts
  • Tap to Pay Debit Card with Points and Perks
  • 24/7 Digital Access with Online and Mobile Banking
  • Easy Requirements to Qualify for Interest*
CareFree Checking
Needing a basic checking account with no monthly fee, no minimum balance and lots of benefits? Our CareFree checking account is the perfect fit.
  • Free Credit Score Monitoring and Alerts
  • Tap to Pay Debit Card with Points and Perks
  • Courtesy Pay up to $500
  • $25.00 Minimum Balance to Open Account
  • Access to no-surcharge ATMs
Savings Account
Start saving with our essential Savings Account! Enjoy earning interest while preparing for life's expected and unexpected adventures.
  • $25 minimum balance to open
  • $200 minimum balance to earn dividends
  • Savings accounts, combined with your other Oklahoma Central accounts, are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
Smart Relationship Checking
For members that keep a higher balance in their accounts, offering more benefits and opportunities to earn interest with no monthly fee.
  • Free Credit Score Monitoring and Alerts
  • Tap to Pay Debit Card with Points and Perks
  • Interest paid on balances over $2,500
  • No monthly fee if a minimum of $5,000 daily balance is maintained within one membership
Money Market
Experience the excitement of our Money Market Account—earn higher interest with penalty-free access to your funds, and deposit anytime to maximize your savings!
  • $2,000 minimum deposit to open
  • $2,000 minimum balance to earn dividends
  • Dividends compounded and paid monthly
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
Investor Money Market
The Investor Money Market Account allows you to earn a higher rate of interest with access to your funds at any time without a penalty. It requires a high opening balance, however; deposits may be made at any time.
  • $50,000 minimum deposit to open
  • $50,000 minimum balance to earn dividends
  • Minimum balance fee of $10 if daily balance drops below $50,000
  • Dividends compounded and paid monthly
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
Certificates of Deposit
Ready to boost your returns? Dive into a Certificate account with $1,000 or more— to earn a competitive return. Don't miss out on this opportunity to keep your money growing.
Available to all members with an existing savings or checking account. If you don’t have a membership yet and wish to open a CD, please first select one of our checking or savings products.
  • $1,000 minimum to open
  • $1,000 minimum balance to maintain
  • Deposits are only allowed at time of opening and maturity
  • Dividends are paid monthly
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more about Account Insurance.
CD - 6 MOS